If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. If this sounds like you, here’s one key factor that could help you with your decision: there are more homes for

As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs,

On Saturday, November 5, 2022, more than 15 Ventura County farms, ranches, and agricultural organizations will open their doors and invite the public to experience a day of agricultural activities and tours during the 10th Annual Ventura County Farm Day. It is completely self-guided — you drive yourself at your own pace to any of

With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. But the good news is, there’s concrete data

While we all enjoyed the extremely low rates of the past several years, we knew they would not last. We also knew they were the exception, not the rule. If you think interest rates are higher than ever, check out this chart from Fannie Mae showing interest rates over the past 30 years. Historically, interest

So, you’ve finally got your home on the market and it’s listed for sale. That’s huge! But this can often be a pretty awkward transition time for sellers, with a lot of uncertainty and feeling like a guest in your own home. Put that stress to the side and read on for the best tips

Less competition. This means your buyers can negotiate a better deal. In turn, your sellers will be able to negotiate a better deal on their next home, likely offsetting the concession on their existing home. Seller buy down. To attract more buyers, sellers can pay borrower discount points rather than reduce their list price. This provides a

It’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home. According to the National Association of Realtors (NAR): “Compared to one year ago, the monthly mortgage payment rose to $1,944 from $1,265, an increase of 53.7%.” 1. Expand Your Search

You could save thousands by receiving multiple quotes from lenders. As mortgage rates surge and remain volatile, it’s becoming increasingly necessary for home buyers to shop around for a loan to find savings. According to Freddie Mac, borrowers potentially could save an average of $1,500 over the life of a loan by gathering one additional rate