# Gary and Lisa

> Your Real Estate Edge


## Posts

- [Ventura County Real Estate Market 2019 vs 2026: Median Home Prices, Trends & Comparison](http://garyandlisa.com/ventura-county-real-estate-market-2019-vs-2026-median-home-prices-trends-comparison/): In 2019, Ventura County’s housing market was relatively stable after years of gains.
- [Ventura County Real Estate Market Update 2026: Where Are We Now?](http://garyandlisa.com/ventura-county-real-estate-market-update-2026-where-are-we-now/): Ventura County housing market update for 2026.
- [Ventura County Real Estate Outlook 2027: What Buyers, Sellers, and Investors Need to Know](http://garyandlisa.com/ventura-county-real-estate-outlook-2027-what-buyers-sellers-and-investors-need-to-know/): Ventura County's housing market has spent the past two years cooling from its pandemic-era highs into something closer to a slow, steady grind.
- [Homes for Sale in Ventura County CA: 2026 Market Guide & Buying Tips](http://garyandlisa.com/homes-for-sale-in-ventura-county-ca-2026-market-guide-buying-tips/): Discover the best homes for sale in Ventura County, California.
- [Comparing 2025 to 2026 in Ventura County Real Estate](http://garyandlisa.com/comparing-2025-to-2026-in-ventura-county-real-estate/): 2025 in Ventura County was characterized by relative stagnation in home prices after prior years of growth, low sales volume, and gradually increasing but still tight inventory.
- [Ventura County Numbers May 2026](http://garyandlisa.com/ventura-county-numbers-may-2026/): Ventura County Single/Detached Homes Market Summary – May 2026 The market shows modest strengthening in sales activity and pricing compared to May 2025, despite fewer new listings.
- [Ventura County Outlook for the Rest of 2026](http://garyandlisa.com/ventura-county-outlook-for-the-rest-of-2026/): Ventura County’s real estate market in mid-2026 is best described as balanced to slightly seller-friendly overall, with more options for buyers than in recent peak years, steady (but not explosive) demand, and modest or flat price trends for the remainder of the year.
- [1st Quarter Numbers are In, Things Look Good](http://garyandlisa.com/1st-quarter-numbers-are-in-things-look-good/): Ventura County’s housing market in Q1 2026 showed resilience with signs of moderation and gradual balancing.
- [Ventura County Numbers for March 2026](http://garyandlisa.com/ventura-county-numbers-for-march-2026/): The Ventura County real estate market in early 2026 shows signs of stabilization and balance after years of volatility.
- [The Financial Benefits of Extra Mortgage Payments: What You Need to Know](http://garyandlisa.com/the-financial-benefits-of-extra-mortgage-payments-what-you-need-to-know/): When no extra payments are made, the loan is paid off in approximately 30 years, with total interest paid amounting to $949,900.
- [2026 What To Expect in Real Estate](http://garyandlisa.com/2026-what-to-expect-in-real-estate/): 2024 and the remainder of 2025 look and feel almost identical. Not much has changed, so far.
- [Do You Have Questions About Selling Your House?](http://garyandlisa.com/do-you-have-questions-about-selling-your-house/): Some homeowners are uncertain in this market if they should sell or stay where they are. They’ve got unanswered questions that hold them back.
- [The #1 Thing To Know About Your Listing Price](http://garyandlisa.com/the-1-thing-to-know-about-your-listing-price/): When you list your house and put it on the market, you want to sell fast for the highest price.
- [Buying or Selling, You are helping your local Economy](http://garyandlisa.com/buying-or-selling-you-are-helping-your-local-economy/): Most people don't even think about how they are helping their local economy.
- [Why Use Us to Sell Your Home](http://garyandlisa.com/why-use-us-to-sell-your-home/): The way your agent markets your house can be the difference between whether or not it stands out and gets attention from buyers.
- [Why Should I Use a Professional Real Estate Agent?](http://garyandlisa.com/why-should-i-use-a-professional-real-estate-agent/): When buying or selling a home, the process can be complex and time-consuming.
- [Easements and What are They?](http://garyandlisa.com/easements-and-what-are-they/): We have been running into this lately. So let's begin.
- [What is a "Cloud" on a Title Report?](http://garyandlisa.com/what-is-a-cloud-on-a-title-report/): In the realm of property transactions, the process of transferring ownership from one party to another is ideally a seamless one, much like a sunny day with clear skies.
- [What's My Home Going to be Worth in 5 Years?](http://garyandlisa.com/whats-my-home-going-to-be-worth-in-5-years/): Predicting the future is approached by looking at the past. History always repeats itself and that is why we study the past.
- [2521 Monaco Drive, Oxnard, CA, 93035  70' DOCK (WOW!)](http://garyandlisa.com/2521-monaco-drive-oxnard-ca-93035-70-dock-wow/): Discover unparalleled luxury living in this stunning waterfront home located with prime west-facing views in the Channel Islands Harbor.
- [Lenders and NAR Settlement in the works](http://garyandlisa.com/lenders-and-nar-settlement-in-the-works/): The recent announcement regarding the National Association of Realtors (NAR) settlement has stirred numerous inquiries among lenders concerning how buyer-side real estate agent commissions and fees should be treated moving forward.
- [Case-Shiller outlook for Home Prices](http://garyandlisa.com/case-shiller-outlook-for-home-prices/): Goldman Sachs’ “U.S. economic analysts” team revises up its multi-year outlook for U.S.
- [Inventory ticks up Slightly](http://garyandlisa.com/inventory-ticks-up-slightly/): Four months in a row there has been an increase in year-over-year home sales.
- [The Numbers for 2023](http://garyandlisa.com/the-numbers-for-2023/): Happy NewYear!! We are already 3 weeks into a new year full of new opportunities.
- [Dropping Mortgage Insurance saves you money](http://garyandlisa.com/dropping-mortgage-insurance-saves-you-money/): While mortgage insurance allows thousands of borrowers the ability to own their own home, most buyers cannot wait to see the day that their monthly MI premium is discontinued.
- [How could ALL the "media experts" get Home Pricing Wrong?](http://garyandlisa.com/how-could-all-the-media-experts-get-home-pricing-wrong/): Why do basically one in four people feel like home prices will go down in the next year?
- [Why Didn't My House Sell?](http://garyandlisa.com/why-didnt-my-house-sell/): Top 3 reasons are usually: 1.) Limiting access to your house.
- [What's For Sale in the Housing Market? Only Half the Usual Inventory](http://garyandlisa.com/whats-for-sale-in-the-housing-market-only-half-the-usual-inventory/): The housing market is currently experiencing a unique situation, with only half of the typical inventory available for potential buyers.
- [Your in Escrow and a Principal Dies: What Happens?](http://garyandlisa.com/your-in-escrow-and-a-principal-dies-what-happens/): Usually there is a period of time between the signing of a real estate contract and the close of escrow.
- [FSBO the Statistics Say Your Losing Money](http://garyandlisa.com/fsbo-the-statistics-say-your-losing-money/): For Sale By Owner always think they are going to save the commission. Not True.
- [Buyers Have Adjusted to Higher Interest Rates "The New Normal"](http://garyandlisa.com/buyers-have-adjusted-to-higher-interest-rates-the-new-normal/): Selling a house can be a daunting task, and understanding the current housing market is crucial to make the most of your investment.
- [We Are Showing the AI effect with Our YouTube Bio](http://garyandlisa.com/we-are-showing-the-ai-effect-with-our-youtube-bio/): Professional Real Estate Team Ventura County, California Buyer's Agent, Listing Agent, Relocation, Probate Gary and Lisa have over 40 years of combined business experience.
- [A Sincere Letter From a Lender About Lending](http://garyandlisa.com/a-sincere-letter-from-a-lender-about-lending/): Written in its entirety by Marty Smith of Capital Services Mortgage marty@refibuy.com: I had a hectic weekend work-wise, and this week has been no different.
- [Bottom of the Market April 2023, Already Starting to Rebound](http://garyandlisa.com/bottom-of-the-market-april-2023-already-starting-to-rebound/): With everything going on in the real estate market we have hit a market bottom. Did you miss it? Year over year results are in.
- [What Is Meaningless in Today’s Market: The Median Home Price](http://garyandlisa.com/what-is-meaningless-in-todays-market-the-median-home-price/): The National Association of Realtors (NAR) will release its latest Existing Home Sales (EHS) report later this week.
- [San Francisco Centre Mall Surrendered to Lender](http://garyandlisa.com/san-francisco-centre-mall-surrendered-to-lender/): The shopping center company Westfield is giving up ownership of its San Francisco shopping mall to its lender due to a significant decrease in sales and occupancy.
- [Investors nationally 2022 vs. 2023](http://garyandlisa.com/investors-nationally-2022-vs-2023/): Investors purchases down 49% YOY.
- [Is a Reverse Mortgage for You?](http://garyandlisa.com/is-a-reverse-mortgage-for-you/): Unlike a traditional mortgage, where borrowers make monthly payments to a lender, a reverse mortgage enables homeowners to receive payments from a lender, effectively converting a portion of their home equity into cash.
- [Should I Sell My Home in Today's Market?](http://garyandlisa.com/should-i-sell-my-home-in-todays-market/): It seems that the housing inventory is currently low across the country, with only about a two month's supply of homes available for sale.
- [Rates Drop Sharply after FED Rate Hike:  How does that Work?](http://garyandlisa.com/rates-drop-sharply-after-fed-rate-hike-how-does-that-work/): The Federal Reserve has increased the Fed Funds Rate by 0.25%, in line with the consensus.
- [Inflation Higher Than Expected for Consumers](http://garyandlisa.com/inflation-higher-than-expected-for-consumers/): The Fed’s favorite measure of inflation, Personal Consumption Expenditures (PCE), showed that headline inflation increased 0.6% in January, while the year-over-year reading rose from an upwardly revised 5.3% to 5.4%.
- [AI is HERE!  AI generated "Retire using Real Estate"](http://garyandlisa.com/ai-is-here-ai-generated-retire-using-real-estate/): All AI, 100%: "Retirement can be a great time to pursue a long-held dream of investing in real estate.
- [Market Update January 2023](http://garyandlisa.com/market-update-january-2023/): https://youtu.be/vFcFXvUbhpY Seriously, the headlines are completely insane! Talk about click bait! Don't listen to the headlines, watch the trend lines!
- [DEMAND IS RISING ON US HOUSING MARKET AND SHOWS EARLY SIGNS OF RECOVERY](http://garyandlisa.com/demand-is-rising-on-us-housing-market-and-shows-early-signs-of-recovery/): The housing market is showing early signs of recovery with pending sales of U.S. homes climbing for the first time in a year, according to new data from Redfin.
- [What would I do Today if I were going to Sell my Home Tomorrow?](http://garyandlisa.com/what-would-i-do-today-if-i-were-going-to-sell-my-home-tomorrow/): If you are planning to sell your home tomorrow, today is a great day to take some proactive steps to ensure your home is looking its best for potential buyers.
- [The data from the Existing Home Sales report indicates that the Housing Market is still Strong Despite the Decline in Sales](http://garyandlisa.com/the-data-from-the-existing-home-sales-report-indicates-that-the-housing-market-is-still-strong-despite-the-decline-in-sales/): Inventory continued to move lower after peaking over the summer as part of the normal seasonal build, falling for the fifth straight month to 970,000.
- [Ventura County Single Family Market](http://garyandlisa.com/ventura-county-single-family-market/)
- [Annual Appreciation Is Still Strong but Home Prices have Softened (a little)](http://garyandlisa.com/annual-appreciation-is-still-strong-but-home-prices-have-softened-a-little/): The Case-Shiller Home Price Index, which is considered the “gold standard” for appreciation, showed home prices fell 0.5% in October but they were 9.2% higher when compared to October of last year.
- [4th Quarter 1031 Exchanges may Have Shorter Time Frames](http://garyandlisa.com/4th-quarter-1031-exchanges-may-have-shorter-time-frames/): After closing on a Relinquished (old) Property, taxpayers typically have 45 days to identify new property and 180 days to complete the purchase for a successful 1031 Exchange.
- [What Buyers Should Know About the Inventory of Homes Available](http://garyandlisa.com/what-buyers-should-know-about-the-inventory-of-homes-available/): If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market.
- [Lisa's Recipe of the Day](http://garyandlisa.com/lisas-recipe-of-the-day/)
- [If the time is Right, sell your home now.](http://garyandlisa.com/if-the-time-is-right-sell-your-home-now/): As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends.
- [Meet All the Hands that Feed You](http://garyandlisa.com/meet-all-the-hands-that-feed-you/): On Saturday, November 5, 2022, more than 15 Ventura County farms, ranches, and agricultural organizations will open their doors and invite the public to experience a day of agricultural activities and tours during the 10th Annual Ventura County Farm Day.
- [Is 2022 different than 2008?](http://garyandlisa.com/is-2022-different-than-2008/): With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble.
- [What's has been going on with Interest Rates](http://garyandlisa.com/whats-has-been-going-on-with-interest-rates/): While we all enjoyed the extremely low rates of the past several years, we knew they would not last. We also knew they were the exception, not the rule.
- [Tips for Living In a Listed Home](http://garyandlisa.com/tips-for-living-in-a-listed-home/): So, you’ve finally got your home on the market and it’s listed for sale. That’s huge!
- [Three Reasons to Buy or Sell a Home in this market](http://garyandlisa.com/three-reasons-to-buy-or-sell-a-home-in-this-market/): Less competition. This means your buyers can negotiate a better deal.
- [Two Things Buyers Can Do in Today’s Housing Market](http://garyandlisa.com/two-things-buyers-can-do-in-todays-housing-market/): It’s clear the 2022 housing market has been defined by rising mortgage rates. With rates on the rise, it’s also become more costly to purchase a home.
- [Buyers Alert: Shop Around for a Mortgage as Rates Rise](http://garyandlisa.com/buyers-alert-shop-around-for-a-mortgage-as-rates-rise/): You could save thousands by receiving multiple quotes from lenders.
- [5 Great Ideas](http://garyandlisa.com/5-great-ideas/): Stay away from negative people.
- [RESIDENTIAL MORTGAGE LENDING DECLINED AT FASTEST PACE IN 8 YEARS IN Q2](http://garyandlisa.com/residential-mortgage-lending-declined-at-fastest-pace-in-8-years-in-q2/): Residential mortgage lending in the second quarter of 2022 declined at its fastest pace in eight years, according to new data from ATTOM, a curator of real estate data.
- [What you Should know about The Housing Market](http://garyandlisa.com/what-you-should-know-about-the-housing-market/): Anyone who lived through the 2008 recession and subsequent housing market crash is likely feeling a little worried.
- [Concrete Data About Housing](http://garyandlisa.com/concrete-data-about-housing/): With all the headlines and buzz in the media, some consumers believe the market is in a housing bubble.
- [Housing Supply is still Low but Growing](http://garyandlisa.com/housing-supply-is-still-low-but-growing/): Even though inventory is increasing this year as the market moderates, supply is still low.
- [Decoupling Agent Commission is a Bad Bet For Consumers Study Shows](http://garyandlisa.com/decoupling-agent-commission-is-a-bad-bet-for-consumers-study-shows/): What would happen if homebuyers were required to pay their real estate agents directly?
- [5 MORTGAGE MYTHS DEBUNKED](http://garyandlisa.com/5-mortgage-myths-debunked/): Want to be smarter than the average mortgage borrower? Here are five common mortgage myths and the truth behind them.
- [Why mortgage rates aren't really LOWER](http://garyandlisa.com/why-mortgage-rates-arent-really-lower/): You probably notice the big announcement by Freddie Mac last week that interest rates saw their largest decline since December 2008.
- [5 Ways Buying a Home Builds Wealth](http://garyandlisa.com/5-ways-buying-a-home-builds-wealth/): Owning a home offers advantages that can help anyone build wealth.
- [Reasons to Hire Us](http://garyandlisa.com/reasons-to-hire-us/)
- [Pending U.S. Home Sales Decline as Inventory Rises](http://garyandlisa.com/pending-u-s-home-sales-decline-as-inventory-rises/): It was too hot not to cool down.
- [Housing: Ventura County](http://garyandlisa.com/housing-ventura-county/): This week the median list price for Ventura, CA is $970,125 with the market action index hovering around 81.
- [Good News! The Feds decided not to increase the prime interest rate to continue to stimulate the economy.](http://garyandlisa.com/good-news-the-feds-decided-not-to-increase-the-prime-interest-rate-to-continue-to-stimulate-the-economy/): Information received since the Federal Open Market Committee met in January suggests that economic activity has continued to strengthen and that the labor market is stabilizing.
- [Pending Home Sales Surge Continuing, Ventura Real Estate](http://garyandlisa.com/pending-home-sales-surge-continuing-ventura-real-estate/): Pending home sales have risen for three consecutive months, reflecting the broad impact of the home buyer tax credit and favorable housing affordability conditions, according to the National Association of Realtors®.
- [Mortgage rates sink to record low!](http://garyandlisa.com/mortgage-rates-sink-to-record-low/): Mortgage rates fell this week to the lowest level on record, giving consumers added incentive to lock in low payments for home purchases and refinanced loans.
- [It’s the perfect time to buy that dream home](http://garyandlisa.com/its-the-perfect-time-to-buy-that-dream-home-2/): The unstable market has put some buyers on hold, but one housing expert says it actually makes sense to buy now.
- [10 Market Facts for Uncertain Times](http://garyandlisa.com/10-market-facts-for-uncertain-times/): Although the economy is soft and consumer confidence remains low, new data from the National Association of REALTORS® shows positive signs for the future.
- [4 Reasons Why We’re Not Headed For Another Housing Crash](http://garyandlisa.com/4-reasons-why-were-not-headed-for-another-housing-crash/): With home prices rising in many areas of the country, many people are worried that we’re headed for a housing crash like the one we suffered in 2008.
- [5 Important Considerations When Evaluating an Offer](http://garyandlisa.com/5-important-considerations-when-evaluating-an-offer/): It’s not always about price.
- [Considering a Short Sale?](http://garyandlisa.com/considering-a-short-sale/): “Short-pay,” “short sale”—what does that mean?
- [Ventura Neighborhoods](http://garyandlisa.com/ventura-neighborhoods/): If it is beach living you are looking for, this classic Southern California beach town was recently named one of the most livable communities in America.
- [A Word to Sellers](http://garyandlisa.com/a-word-to-sellers/): A mowed, trimmed lawn and weeded garden create a good first impression. Inspect the exterior of your property: Shutters, windows, front door and steps.
- [It’s the perfect time to buy that dream home](http://garyandlisa.com/its-the-perfect-time-to-buy-that-dream-home/): The unstable market has put some buyers on hold, but one housing expert says it actually makes sense to buy now.

## Pages

- [Get your estimate today](http://garyandlisa.com/get-your-estimate-today/): Housing Inventory is very low. Are you thinking about making a move in 2023? Wondering what your house is worth?
- [7 secrets thank you](http://garyandlisa.com/7-secrets-thank-you-gs/): Are ready to start a conversation about selling your property?
- [7 secrets gs](http://garyandlisa.com/7-secrets-gs/): Fill out the form below to get & implement all 7 secrets now!
- [Contact Us](http://garyandlisa.com/contact-us/)
- [News](http://garyandlisa.com/blog/)
- [Testimonials](http://garyandlisa.com/testimonials/)
- [Videos](http://garyandlisa.com/videos/)
- [Seller](http://garyandlisa.com/seller/): If you are interested in selling Real Estate in Ventura County, we are ready to assist you!
- [Buyer](http://garyandlisa.com/buying-real-estate/): If you are interested in buying Real Estate in Ventura County, we are ready to assist you!
- [Meet us](http://garyandlisa.com/meet-us/): Gary and Lisa have over 50 years of combined business experience.
- [Home](http://garyandlisa.com/): The Federal Reserve has increased the Fed Funds Rate by...
- [Privacy Policy](http://garyandlisa.com/privacy-policy/): This web page represents a legal document and is the Privacy Policy for Gary and Lisa Schoeffler and our website (www.GaryandLisa.com) as required by European General Data Protection Regulation (GDPR).

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