National average for a 30-year fixed loan dips to 4.69 percent Mortgage rates fell this week to the lowest level on record, giving consumers added incentive to lock in low payments for home purchases and refinanced loans. The average rate for 30-year fixed loans sank to 4.69 percent, from 4.75 percent last week, mortgage company
Mortgage rates sink to record low! Read More »
The unstable market has put some buyers on hold, but one housing expert says it actually makes sense to buy now. Of course, that’s easier said than done. With the unemployment rate at 9.6%, not to mention today’s tighter lending standards, buying a home is simply unattainable for many people. *27% of renters say they’ll
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Although the economy is soft and consumer confidence remains low, new data from the National Association of REALTORS® shows positive signs for the future. To help REALTORS® interpret current economic data and address clients’ concerns, here are 10 key facts to understand about today’s market. 1. The economy is growing, though slowly. 2. The private
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With home prices rising in many areas of the country, many people are worried that we’re headed for a housing crash like the one we suffered in 2008. But here’s the thing: it’s just not true. While it’s understandable that people would look at the current market, consider it a “housing bubble,” and assume it’s
4 Reasons Why We’re Not Headed For Another Housing Crash Read More »
It’s not always about price. When vetting offers, evaluate these five areas in addition to price:1. The earnest money deposit2. The contingencies3. The down payment4. The all-cash offer5. The closing date
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WHAT IS A SHORT SALE? “Short-pay,” “short sale”—what does that mean? You have probably heard these phrases used, and you may have heard them thrown in with other confusing buzz words like “REOs,” “foreclosures” and “bank-owned” properties. All these terms are being used liberally by news media, banks and the real estate professionals, but most homeowners are left
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Ventura Beach KeysVentura beachfront homes If it is beach living you are looking for, this classic Southern California beach town was recently named one of the most livable communities in America. Miles of uncrowded beaches and almost perfect weather year round. Many of the homes in Ventura’s beach neighborhoods are literally steps to the sand. In
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Curb Appeal Is EssentialA mowed, trimmed lawn and weeded garden create a good first impression. Inspect the exterior of your property: Shutters, windows, front door and steps. If the house needs painting, buyers will notice and may consider it a major objection to purchase. Neatness CountsScrub each room thoroughly. Give special attention to the entryway,
The unstable market has put some buyers on hold, but one housing expert says it actually makes sense to buy now. Of course, that’s easier said than done. With the unemployment rate at 9.6%, not to mention today’s tighter lending standards, buying a home is simply unattainable for many people. *27% of renters say they’ll
It’s the perfect time to buy that dream home Read More »