Stay away from negative people. They have a problem for every solution … Albert Einstein  We don’t grow when things are easy, we grow when we face challenges.  If you want something you’ve never had, you have to do something you’ve never done.  In order to become the 1%, you have to do what the

Residential mortgage lending in the second quarter of 2022 declined at its fastest pace in eight years, according to new data from ATTOM, a curator of real estate data. 2.39 million residential property mortgages were originated in the second quarter, marking the fifth consecutive quarterly decline. This figure is down 13% from the previous quarter

With all the headlines and buzz in the media, some consumers believe the market is in a housing bubble. As the housing market shifts you may be wondering what will happen next. It’s only natural for concerns to creep in that it could be a repeat of what took place in 2008. The good news is, there’s

Even though inventory is increasing this year as the market moderates, supply is still low. The graph below helps tell the story of why there still aren’t enough homes on the market today. It uses data from the Census to show the number of single-family homes that were built in this country going all the way back to the 1970s. The blue

What would happen if homebuyers were required to pay their real estate agents directly? That question may likely be on many people’s minds as several lawsuits aimed at the real estate commission structure persist. A recent study looked at the potential implications of indulging the proposed “decoupling” of agent compensation. It paints a bleak picture, asserting

Want to be smarter than the average mortgage borrower? Here are five common mortgage myths and the truth behind them. Read on, and you may gain an advantage when deciding what direction to take with your home financing. Myth 1: You need a 20% down payment to buy a home Historically, many homebuyers were required

You probably notice the big announcement by Freddie Mac last week that interest rates saw their largest decline since December 2008. Maybe you even reached out to your trusted Lender for confirmation only to discover that rates hadn’t fallen all… Why does this happen? The answer is that the method used by Freddie Mac to